Episode 510 · Jan 11, 2022

How to Build Wealth From the Inside Out

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George Wright III opens this episode of The Daily Mastermind with a challenge: before you chase any financial strategy, you need to examine what is happening inside your own mind. Drawing on the work of T. Harv Eker and the foundational ideas from Eker's book "Secrets of the Millionaire Mind," George walks through a concept that stops most wealth-building efforts before they ever start: your money blueprint.

If you have ever wondered why some people seem to attract and keep money no matter what happens, and others struggle even when they apply the right strategies, this episode gives you the answer. It is not about tactics. It is about the thermostat.

What Is Your Money Blueprint?

George describes money as a result, not a goal. Most people chase money directly, but money flows from the beliefs and habits you carry about it. The inner game of money shapes every financial outcome you produce. Your thoughts, feelings, and deep-rooted emotions about wealth determine what your actions will be, and your actions determine your results.

"Money is a result. And most of us are chasing money, but money is actually the result."

That reframe is powerful. It means that improving your financial situation starts with improving your financial self-image, not with finding the next strategy.

The Thermostat vs. the Thermometer

One of the most useful models George shares is the difference between a thermometer and a thermostat. A thermometer reads the temperature in the room. A thermostat controls it. Your inner money blueprint acts like a thermostat: no matter how much you heat a room, it will drift back to wherever the thermostat is set.

The same is true with your income. You may earn more, but if your inner blueprint is set low, something will eventually pull your finances back to that familiar level. You see it when lottery winners lose everything. You see it when high earners return to debt. The outer game resets to match the inner setting.

To build lasting wealth, you have to raise the thermostat.

The Dual Game of Money

George emphasizes that we live in a world of duality. There is an outer game of money: real estate, investing, business strategy, and income techniques. And there is an inner game: your beliefs, your relationship with money, and the stories you tell yourself about what you deserve and what is possible.

Most financial education focuses entirely on the outer game. But if your inner game is working against you, no strategy will hold. As George puts it, it is not enough to be in the right place at the right time. You have to be the right person at the right place at the right time.

The 17 Wealth Files: How Rich People Think Differently

The heart of the episode is a rapid walkthrough of T. Harv Eker's 17 Wealth Files, contrasting the mindset of people who build wealth with the mindset of people who do not. A few of the most striking contrasts George highlights:

Rich people believe they create their life. Others believe life happens to them.
Rich people play the money game to win. Others play not to lose.
Rich people focus on opportunities. Others focus on obstacles.
Rich people are committed to being rich. Others merely want to be rich.
Rich people manage their money well. Others mismanage it.

"If your actions are not matching what you say you want, then it's doubtful that you really want it."

This is one of George's clearest tests: look at your behavior, not your intentions. If you genuinely believe you can build wealth, your time and energy will reflect that belief. If they do not, the belief is not yet rooted deep enough.

Why Emotion Always Beats Logic

George explains that when your logical mind and your subconscious emotions conflict, the subconscious wins every time. You can consciously decide you want financial freedom, but if your emotional blueprint says money is dangerous, or that wealthy people are greedy, or that you are not the type of person who has money, those emotions will quietly undermine every effort.

This is why awareness matters so much. You need to identify the beliefs that are running in the background, challenge them, and replace them with ones that support the wealth you want to build.

"How you do anything is how you do everything."

If you are sloppy with the small amounts of money you have now, you will be sloppy with larger amounts. If you resist receiving, whether that is a compliment, a gift, or a financial opportunity, that resistance will show up in your bank account too.

Action Steps

Honestly assess where your financial thermostat is currently set by looking at your income history and spending patterns over the last three to five years.
Go through the 17 Wealth Files and identify the two or three contrasts that feel most uncomfortable; those are your starting points.
Read or revisit "Secrets of the Millionaire Mind" by T. Harv Eker to go deeper on your money blueprint.
Begin tracking your net worth, not just your monthly income; this shift in focus alone changes your financial perspective.
Practice receiving: accept compliments without deflecting, accept help when offered, and notice any resistance you feel.

You Can Raise Your Blueprint

Building wealth is not a mystery reserved for a lucky few. It is a learnable skill that starts with inner work. As George reminds his listeners, you can do far more good with money than without it, and you have the ability to grow your financial thermostat at any stage of life.

It is never too late to start living the life you were meant to live. Start by examining what you truly believe about money, and begin raising that thermostat today.

READ THE FULL TRANSCRIPT

All right, welcome back to The Daily Mastermind. George Wright III here with your daily dose of inspiration, motivation, and education. Today is Tuesday, and actually today is Monday, but you're listening to this on Tuesday or a different day. And I want to talk to you a little bit about finances, about wealth, about financial education. because what I want to do with the Mastermind every day is I want to keep these topics balanced where you've got the mindset, the financial education, the business strategy, the motivation, the lifestyle. And I think it's very important at the beginning of the year for us to talk a little bit about finances and about your view of money in general as we get into some of the wealth building strategies we'll be talking about. So I have a topic I want to talk to you about today and it's going to be one that will take up our entire time. So I'm going to try to speak a little quickly because it's one that I want to really emphasize heavily. And that's your money blueprint. See, I had some time I spent working very closely with T. Harv Eker. I'm a big fan of Harv's. I love his book, The Secrets of the Millionaire Mind. For the longest period of time, I did events and education for financial education groups. And it wasn't until I met Harv that I really started to understand why certain people were successful with strategies with money and other people weren't. See, what Harv had taught me is that money is a result. Money is a result. And most of us are chasing money, but money is actually the result. And so I highly recommend you get his book, The Secrets of the Millionaire Mind. But I want to talk to you a little bit about that today. because what I learned over time is that we live in this world of duality, as Harv puts it, where everything, up, down, left, right, hot, cold, money is no different. There's always two sides, and that is that there's an inner game of money and there's an outer game of money. The outer game is the business strategies and tools and techniques and real estate and stock investing and business and everything else that you would normally use to chase the strategies of money and wealth. But what you have to understand is it's your inner game and your inner beliefs about money that are going to bump up against those strategies you may be applying to money. So where you may be thinking this year, I want to earn more money, I want to create more wealth, I want to get out of debt, what you have to realize is that we live in this world of duality. And if you're not working on your inner money game, your outer money game is going to suffer. It's not enough to be in the right place at the right time. you got to be the right person at the right place at the right time. So how do you view money? What are your habits? What are your traits, your thoughts, your feelings? How do you view money overall? Maybe you've never thought of that. Because your income is only going to grow in direct proportion to you, to the way you grow. And why is that? Why is it that that's even a thing? Well, we've all heard, I mean, you know it's real because you know people that have won the lottery and lost it all. right away or you know people that have earned more money but somehow sabotaged themselves and come back to a place where they not earning the money And that because they haven developed their inner money game as much as they have their outer money game And then on the other hand, you find people like millionaires and billionaires, people like Trump that, I mean, you all know that if Trump was to lose everything tomorrow, it wouldn't take him long to get back on top of the game. because that's what people that have expanded their money blueprint or their financial thermostat have developed. And that's a great example. For example, where is your financial thermostat? Where is your inner money game set? And what I mean by that is there's a difference between a thermometer and a thermostat. You know, a thermometer takes your temperature and it tells you where you're at, where you're at with your wealth and your money and things like that. a thermostat you know as well as i do that you can go in and heat up a room but that room over time is going to gravitate back to where that thermostat is set if your thermostat is set low if your income and your money blueprint is set low that thermostat internally your beliefs and your feelings are going to continually bring you back to where it's set and that's why that's so important And that's why it's so important to learn this lesson as you want to accumulate more wealth and income and success that money is a result of your inner game. Well, look, and that's the same in all of life, right? Wealth is a result. Health is a result. Your weight is a result. I think you're learning more and more and more that your inner game is going to determine where your results in your life are. your weight, your happiness, your fulfillment, your success, your skills, your mastery. It's all a result of your inner game, your thoughts, your beliefs, and your actions. And why is this? Well, it's because your deep-rooted thoughts and emotions are going to create feelings when you're doing things, and those feelings will drive your actions, which create your results. So if you don't believe that you can be successful, if you don't truly have an emotional grounding in the fact that you believe that you can create success, well, then you're not going to put in the time and energy and effort. You know that as well as I do. I mean, just ask yourself this. If your results don't match, if your actions don't match your beliefs, then it's doubtful that you truly believe it. If you're not putting the time and energy into an area that you want, then it's doubtful you believe that you can get it. So when it comes to the subconscious mind, we have to realize that when you have to choose between your logical thoughts of what you want and the deep-rooted emotions and experiences that you have had, emotion wins every time. There's no question. Your emotion and subconscious beliefs are always going to win out. So you have to learn to change your beliefs and your actions and your activities. And it takes time and it takes effort and it takes conscious awareness of what you're trying to create so that you can create habits that will increase your money blueprint that will increase your feelings and your thoughts around wealth So Harv goes on in his book to give 17 wealth files And I going to actually blitz through these super quick for you I know we're doing a lot today, but these wealth files are the difference. They're a contrast. One of the ways you can learn and grow is to analyze the way you think versus the way others think, right? And he gives these 17 wealth files as an example of how rich people think and how poor people think. Now, don't get caught up in the semantics here. We're not putting any kind of weight on whether rich or poor is better or worse. What I'm trying to say is that people that accumulate wealth, if you're someone on this podcast looking to accumulate wealth and success in a monetary side, you have to think differently. And you have to think differently than people that don't have a higher money blueprint. So let me go through these 17 wealth files with you just to get you thinking. What is it that you, how do you view money? And I'm going to go through these relatively quickly. And I just want you to ask yourself how you're viewing money and how you're viewing wealth in general. And then we'll talk about this and I'll let you go. These are the 17 wealth files. Rich people believe I create my life. Poor people believe life happens to me. Rich people play the money game to win. Poor people play the money game not to lose. Have you felt like sometimes you're trying to not lose versus win? Big difference. Rich people are committed to being rich. Poor people want to be rich. Like I said before, if your actions are not matching what you say you want, then it's doubtful that you really want it. Rich people are committed to being rich and poor people want to be rich. Rich people think big and poor people think small. Rich people focus on opportunities. Poor people focus on obstacles. You see what the difference is there? Everyone has events in their life. Are you seeing them as opportunities or obstacles? Rich people admire other rich and successful people. Poor people resent rich and successful people. When you see people at your job, at your work, online, becoming successful, are you the first person to cheer for their success? Or do you kind of feel a little jealous? That's a big distinction. Rich people associate with positive, successful people, and poor people associate with negative or unsuccessful people because you're the average of who you surround yourself with. Rich people are willing to promote themselves and their value. Poor people think negatively about selling. Do you feel strongly about what you have? Rich people are bigger than their problems, and poor people are smaller than their problems. Do you ask for smaller problems, or do you ask to be bigger than your problems, to be able to deal with more and be stronger? Rich people are excellent receivers and poor people are poor receivers. Are you the kind of person that can take a compliment? Are you the kind of person that likes to receive or only likes to give? Because that abundant mentality is huge. Rich people choose to get paid based on their results and poor people choose to get paid based on their time. This is a big one Are you someone that knows that you going to create results and so that you want to get paid on those results or do you want to just get paid on your time because of fear Rich people think both Poor people think either or. Rich people focus on their net worth. Poor people focus on their working. On their working. Do you even know what your net worth is? Have you analyzed what your net worth is? That's so important because poor people focus on their working income. their income from working. Rich people manage their money well and poor people mismanage their money well. Are you the kind of person that just tries to make sure there's enough in the bank or do you manage your money? If you want to create wealth and abundance and income and greater success, you have to be a good money manager. You're not going to get more of something that you mismanage. That's so important for you to realize. Rich people have their money work hard for them and poor people work hard for their money. Are you working hard for your money or are you having your money work hard for you? This goes back to investing principles and managing your money. Rich people act in spite of fear and poor people let fear stop them. And rich people constantly learn and grow while poor people think they already know. I love those wealth files and the reason I give those to you is because I want you to be consciously thinking about how you view money, how you view, Look, like Harv likes to say as well, how you do anything is how you do everything. If you can't learn to create that inner strength and that inner focus on creating wealth, then you're never going to get it. You're never going to be able to increase your job income. You're never going to be able to increase more wealth. You're never going to be able to help others. And I'm telling you right now, I don't care what anybody says. You can do a whole hell of a lot more good with money than without it. but the reason I wanted to hit this topic with you today is because I think it's so important that if you're going to create financial success in your life and other days we talk about personal and health and motivation and business and lifestyle and fulfillment and happiness but if you want to create financial success in your life you better start figuring out what your internal money thermostat is set at and how you view money because how you view money is far more important than the strategy you're trying to do to create money. So I hope that's something that'll help you out. Listen, I want you to do yourself a favor. Go to jointheevolution.com, jointheevolution.com. This is a website URL we set up with a free book. It's the book I talked about yesterday, Creating Your Ultimate Destiny from Robert Stubberg, and it's free. We have 100 copies of it. We're gonna give them away. You just pay the shipping and we'll ship it to you. I think you're gonna find that there's a lot of things that can help you to adapt the way you view money, the way you view your destiny, if you get that book. So I hope that's something that'll help you. I hope these ideas can help you. And I hope you have an amazing week. I look forward to talking with you a little bit more tomorrow as we hit the middle of the week. And until then, have a great week. This is George Wright III, and this has been The Daily Mastermind. Talk to you tomorrow. Thank you.